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買股票發達方程式

買股票會唔會發達?其實要睇兩方面,第一你對發達的定義是多少錢?第二,要幾耐時間、有幾多資本?

今時今日,賺到一百萬元,都好難叫做發達,因為想買一層樓,連交首期未必足夠。如果話賺一千萬元以上先叫發達,咁樣你投資的本金有多少?揀中一隻十倍股,10萬蚊的資本, 只不過賺到一百萬元。

好多KOL話你知,他們投資股票發了達,其實好多情況是,他們透過股票賺了第一桶金而已。很多人利用這第一桶金去買樓,樓價升自然較易發達。因為買樓投資,其實就是以小搏大,因為買樓一般會向銀行借錢,樓價升少少,回報自然數以倍計,加上投資的銀碼比較大,所以樓市升容易 “發達”。

也有人告訴你,炒股發了達,這純粹是賭博的性質,他們可能透過借錢、期貨、期權等衍生工具,以小搏大,這跟進入賭場沒太大分別。

單純透過投資股票發達的人,相信只會佔少數,不過,大部份比較容易的就是透過股票增值。

筆者初出來工作的時候,身邊並不太多人投資,一來網上資訊流通沒有今天發達,買賣股票也不方便,更重要的就是工作機會多,每年加人工都是雙位數字,透過人工都可以讓財富增值得很快。

今時今日眼見人工的加幅已經慢到到冇朋友,能夠追上通脹已經是很好的一回事。晉升的機會少了,加人工的幅度慢了,如何做到財富增值?更遑論發達。也是這個原因,筆者會鼓勵大家投資,爭取多一個被動收入。

如何透過股票增值

透過股票發達並不容易,不過透過股票增值、賺第一桶金,或者比較容易,觀察多年,方法:

1. 趁年青盡早開始投資
時間是年青人投資的一個最大本錢,蝕了錢交了學費,還有時間賺回來。

2. 投資增長股
年青人投資應放膽一點,研究和選擇一些有潛質的增長型股票,保本的股票增長慢,收息還可以,但增值就好似老人家一樣,太穩重、行得慢。

3. 盡早增加投資的本金
投資回報好似滾雪球一樣。倘若每年有10%回報的話,本金一萬元,每年只賺一千元,如果你有10萬元,回報便是一萬元,資金越多越容易賺錢,也是這個原因越有錢的人就越有錢。

點樣增加投資本金?慳啲使,儲多啲錢,捱過一兩年後,本金增加,賺到錢,回報會比較可觀。筆者都經歷過,到後期投資回報,比每月儲的錢還要多!

4. 有策略
初投資不懂選股唔緊要, 嘗試一下用少少錢,買入多隻有興趣的股份,之後汰弱留強,將弱勢的股份賣出去,資金轉移到強者身上,成為核心(長揸的股份),到間公司經營環境有變,就止賺離場。

一間做得好的公司,會越做越好,買咗呢類股票,賺到小小錢唔好咁快走,否則你永遠捉唔實一隻十倍股。

總括一句,透過股票發達並不容易,但透過股票賺第一桶金,或者幫你帶來被動收入、額外的收入,這並不困難,善用投資總好過只靠人工來到幫你提升財富。

(18/3/2021)

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